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Preventive health screening

Germany has one of the world’s most advanced screening programs for common diseases – the charges for basic, statutory screening are covered by all health insurance providers as standard, whether public or private. That includes:

1. Full body check-up – every 3 to 10 years for over 35s, depending on personal risk level
2. Breast cancer screening – every year for women aged 30 and over
3. Skin cancer screening – every 2 years for men over 30 and women over 35
4. Glaucoma test – every 3 years for over 40s

Benefits of private health insurance (PKV)

All public and private health insurance policies cover the cost of certain types of screening at minimum intervals – they are required to do so by law.

However, private health insurance often goes further. For example, at º£½ÇÉçÇøÏÂÔØ we have removed the age restrictions for statutory health screening and exclude screening costs from your annual deductible.

Private insurance medical examinations

Before you can register with a private health insurance (PKV) provider in Germany, you have to undergo a medical examination. The purpose is to assess your level of risk; ultimately, all insurance providers have a duty to protect their collective of policyholders. People with high-risk or complex conditions will likely have to use the public insurance system or pay a surcharge.

This examination usually includes:

• Taking a complete medical history, including details about your family
• Measuring your blood pressure
• Performing a series of tests on a blood sample (also called a hemogram)

What makes º£½ÇÉçÇøÏÂÔØ special?

As Germany’s first fully digital private health insurance provider, º£½ÇÉçÇøÏÂÔØ does everything possible to give you control over your healthcare.

By teaming up with Medicals Direct, we have made it possible for you to undergo a medical examination at a time and place that suits you – with an English-speaking healthcare professional. The results will be sent to º£½ÇÉçÇøÏÂÔØ so we can determine whether we are able to insure you. After you closed the contract with º£½ÇÉçÇøÏÂÔØ the results will also be sent to you.